Your Credit is Key!

Open a world of new possibilities with credit management and financial planning at a fair price.

We take your credit personally

Building your financial future takes time. Our no-judgment, as-long-as-it-takes service guarantee gives you the advice and support you need to make your dreams and plans possible.

Personalized Education

Get long-term service for a flat-rate or customized payment plan with no upfront costs, hidden fees or monthly costs like other companies charge.

Fair Pricing

Secure your financial future with goal-setting sessions, Experian Credit Center, Credit is Key workshops, and the latest news and tips with our newsletter.

Consultations are free.

Build your future with Total Credit Solutions

Credit Management

There’s more to your credit than making payments. We make sure you understand it, know how to manage it, and use it to make your financial dreams come true.

Financial Planning

Good credit is just the start. Leaving a financial legacy is the ultimate goal. We work with you to track your finances and develop strategies to secure your future.

Customer success is key

Meet our Total Believers.

Our advisors have turned thousands of clients into credit-savvy friends that have improved their credit scores by an average of 135 points across all three major credit bureaus.

Customer Access

Log in to easily upload secure documents and review communications from your TCS advisor.